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Sh*t Happens.
Affordable travel insurance for peace of mind — because YOLO is not a travel strategy.
Safe Choice.
Smart Travel Starts Here.
Travel Insurance Options
The Classic
Whether you’re planning a solo-trip or a massive getaway for the family, the point of the trip is relaxation. Classic Travel Insurance gives you the confidence you need to focus on the experience, knowing you’re protected from many common travel mishaps and emergencies.
TRAVEL INSURANCE BENEFITS:
Trip Cancellation | Up to 100% of insured trip cost
Reimburses your prepaid, non-refundable trip expenses if you need to cancel for a covered reason*.
Maximum insured trip cost: $100,000.
Trip Change Protection | $500
Reimburses fees or extra expenses from a carrier or supplier if you need to change or cancel your airline, rail, cruise, or tour itinerary for a covered person.
Trip Interruption | Up to 150% of insured trip cost
Reimburses the unused, non-refundable portion of your trip expenses and the additional transportation costs required to continue your trip or return home if you need to interrupt your trip for a covered person.
Maximum purchasable coverage: $150,000
Travel Delay | $800
If your trip is delayed for five or more hours due to a covered reason, this benefit reimburses up to $200/person/day for incidental or lost prepaid expenses. If this is used to rejoin your cruise/tour, the daily limit does not apply.
Baggage Loss/Damage | $1,000
Benefits for the loss, damage or theft of a baggage and personal effects.
$500 maximum for high-value items.
Baggage Delay | $300
Reimburses the reasonable additional purchases of essential items during your trip of your baggage is delayed or misdirected by a travel supplier for 12 hours or more.
Receipts for emergency purchases are required.
Emergency Medical & Dental | $50,000
This primary benefit provides reimbursement for expenses incurred during your trip due to covered medical and dental emergencies.
No deductible. $750 maximum for emergency dental care.
Emergency Transportation | $500,000
Provides benefits for the cost of medically necessary transportation to the nearest appropriate facility and can also provide benefits for the cost of your transportation back home following a covered illness or injury.
Cancellation + Interruption
Covered illness, injury, death of insured, family member, or traveling companion
Covered illness, injury of business partner
24-hour delay by travel carrier
Travel supplier financial default
Traffic accident en route or theft/breakdown of vehicle
Home or destination uninhabitable, including mandatory evacuations
Legal requirement to attend legal proceeding during your trip
Terrorism
Military or First Responder duty
Quarantine
Attending immediate family birth
The Classic + Cancel Anytime
Same protection as the classic, but better. Cancel anytime for a covered reason, plus extra protection on your trip and belongings.
TRAVEL INSURANCE BENEFITS:
Trip Cancellation | Up to 100% of insured trip cost
Reimburses your prepaid, non-refundable trip expenses if you need to cancel for a covered reason*.
Maximum purchasable coverage: $20,000
Cancel Anytime
Reimburses 80% of your lost non-refundable trip costs if you cancel your trip for almost any unforeseeable reason your plan does not already cover.
Trip Interruption | Up to 100% of insured trip cost
Reimburses the unused, non-refundable portion of your trip expenses and the additional transportation costs required to continue your trip or return home if you need to interrupt your trip for a covered person.
Maximum purchasable coverage: $20,000
Trip Change Protector | $500
Reimburses fees or extra expenses from a carrier or supplier if you must cancel or change your airline, rail, cruise, or tour itinerary for a covered person.
Travel Delay | $800
If your trip is delayed for five or more hours due to a covered reason, this benefit reimburses up to $200/person/day for incidental or lost prepaid expenses. If this is used to rejoin your cruise/tour, the daily limit does not apply.
Baggage Loss/Damage | $1,000
Benefits for the loss, damage or theft of a baggage and personal effects.
$500 maximum for high-value items.
Baggage Delay | $300
Reimburses the reasonable additional purchases of essential items during your trip of your baggage is delayed or misdirected by a travel supplier for 12 hours or more.
Receipts for emergency purchases are required.
Emergency Medical & Dental | $50,000
This primary benefit provides reimbursement for expenses incurred during your trip due to covered medical and dental emergencies.
No deductible. $750 maximum for emergency dental care.
Emergency Transportation | $500,000
Provides benefits for the cost of medically necessary transportation to the nearest appropriate facility and can also provide benefits for the cost of your transportation back home following a covered illness or injury.
*Trip Cancellation + Trip Interruption Benefits:
Covered Reasons
This plan can provide coverage for many common causes of loss that may impact your trip. However, travel insurance doesn’t cover everything… even if it’s unforeseen. For a loss to be covered, it must be included as a “covered reason” under your plan. See plan details for full list. Below are some examples:
Cancellation Only
Employment change, transfer or termination
Legal separation/divorce
Normal pregnancy or adoption
Visa refusal
Unable to receive vaccinations
Interruption Only
Travel delay resulting in missing 50% or more of your trip
Denied boarding due to medical reasons
Hijacking